Question and answer section
Tips for Hiring a Home Improvement Contractor
Home improvements or repairs can be fun and exciting, but also stressful at times. In order to assure the project will go as smoothly as possible, please keep these tips in mind when hiring a professional to perform work in your home.
The Difference Between a Handyman and a Licensed Contractor
Handymen are generally used to perform simple fixes around a home and for jobs that cost less than $500. For larger projects and those that will cost you $500 or more, look for a licensed contractor who carries insurance.
Contractor Licenses, Proof of Insurance, and Bonding
Any contractor with a license should freely provide you with their license number, proof of insurance, and proof of bonding. You can look up a contractor’s license number on the State of California’s website to see if their license, insurance, and bonding are current. Look up a contractor license.
What Types of Insurance Does Your Contractor Carry?
Contractors should carry current personal liability, workers’ compensation if they have employees, and property damage coverage. If subcontractors will be employed by your contractor for the project, the subcontractors should also carry insurance.
Get Multiple Quotes
It is best to get multiple estimates on your job instead of hiring the very first person you speak with regarding your project. Getting multiple estimates allows you to compare prices to ensure that you aren’t overpaying.
Avoid the Cheapest Quote
Oftentimes the least expensive quote can be the one with cost overruns and work delays. You want to hire the professional you feel most comfortable with working in your home. Estimates should generally all be in the same ballpark, but be leery if one quote is much lower than others unless that contractor’s references and credentials are impeccable.
Ask for References
Don’t be afraid to ask for references and to see a contractor’s portfolio. Legitimate contractors are happy to share this information with you.
Contracts Should Be in Writing
Don’t assume anything when entering into an agreement with a contractor. Be sure that everything is spelled out in your contract, including timelines on work and completion of the project. Take meticulous notes to be sure that you and the contractor both have the same expectations. Be sure to include project start and finish dates, terms of payment, understanding of changes in the contract, and all material costs.
Do Not Pay in Full at the Start of a Project
Never pay the entire agreed upon amount for the work at the beginning of the project. At most, no more than one-third of the costs should be paid up-front. Work with your contractor to establish benchmarks that relate directly to a payment schedule.
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